New Canada Child Benefit Payment Coming on November 20

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Last Updated On 17 November 2024, 9:32 AM EST (Toronto Time)

Canadian families eagerly await the next Canada Child Benefit (CCB) payment scheduled for November 20, 2024.

This tax-free monthly payment, administered by the Canada Revenue Agency (CRA), helps families manage the costs of raising children.

With adjustments based on family net income and changes for 2024, the CCB remains a critical support system for families, including newcomers and temporary residents.

Here’s everything you need to know about eligibility, payment amounts, and the upcoming November disbursement.

The Canada Child Benefit (CCB) is a government initiative that provides financial assistance to families with children under 18 years old.

Payments are calculated based on the family’s net income and adjusted annually to account for inflation, ensuring the benefit keeps pace with the rising cost of living.

Key Features

Tax-Free Payments: Families receive the full amount without deductions.
Income-Adjusted: Lower-income families receive higher payments.
Annual Adjustments: Indexed to inflation every July to maintain its real value.

The CCB is paid monthly. The remaining payment dates for 2024 are:

November 20, 2024
December 13, 2024

Timely payments help families budget for essential expenses, such as childcare, groceries, and education.

The CCB provides varying payment amounts depending on a family’s adjusted net income and the number of eligible children. For 2024:

Maximum annual payment per child under 6: $7,787 per year ($648.91 per month).
Maximum annual payment per child aged 6–17: $6,570 per year ($547.50 per month).

Payment Adjustments by Family Income

Families with a net income below $36,502 receive the maximum benefit.
Families with a net income above $36,502 see benefits reduced based on income brackets.

For families with higher incomes, payments gradually decrease until they reach the threshold where no benefit is provided.

Use the official Canada Child Benefit Calculator on the CRA website to determine your payment.

General Eligibility Criteria

To qualify for the CCB, applicants must meet the following requirements:

Residency: Must be a resident of Canada for tax purposes.
Childcare Responsibility: Be primarily responsible for the upbringing of a child under 18 years of age.
Tax Filing: Applicants and their spouses must file annual income tax returns.
Immigration Status: Must meet one of the following immigration status to qualify for CCB:
- Canadian citizen.
- Permanent resident.
- Protected person (as defined by the Immigration and Refugee Protection Act).
- Temporary resident with a valid permit for at least 18 months and a valid work or study permit.

Newcomers to Canada

New immigrants to Canada may qualify for the CCB if they meet all eligibility criteria. Upon arrival, newcomers should:

File income taxes for the year they arrived.
Provide supporting documentation, such as proof of immigration status and custody of children.

Temporary Residents

Temporary residents with work or study permits valid for at least 18 months can apply for the CCB.

Eligibility remains contingent on being responsible for a child and meeting income thresholds.

Eligible applicants can apply for the CCB by:

Automated Registration: If you register the birth of your child in Canada, you may be automatically signed up for the CCB.
Online: Apply through the CRA My Account portal.
Mail: Submit a completed RC66 Canada Child Benefits Application form.

To keep up with inflation, the CCB underwent adjustments for 2024. These updates include:

Increased Benefit Limits: Maximum annual amounts increased by 2.4%.
Higher Income Thresholds: Income levels at which payments begin to reduce have been adjusted, allowing more families to qualify for higher payments.

How to Check Your Payment Details

Families can view payment details through the CRA My Account portal. Steps include:

Logging in to your CRA account at the CRA login page.
Navigating to the Benefits and Credits section.
Reviewing payment schedules and amounts.

Since its inception, the CCB has significantly improved the financial stability of families across Canada.

Key Impacts

Child Poverty Reduction: Lifted over 435,000 children out of poverty.
Broad Reach: Assists nearly 90% of families in Canada.

The CCB ensures parents can focus on their children’s health, education, and well-being without overwhelming financial concerns.

The Canada Child Benefit payment on November 20 provides essential financial relief to Canadian families, including newcomers and temporary residents.

With adjusted benefit amounts and expanded eligibility, the program continues to uplift children and families across the nation.

Stay informed, apply if eligible, and check your payment details via the CRA portal to ensure your family receives the support it needs.

When will the next Canada Child Benefit payment be issued?

The next payment date is November 20, 2024.

Can newcomers to Canada receive the CCB?

Yes, newcomers can receive the CCB if they meet residency, caregiving, and income eligibility requirements.

How much will I receive for each child?

The payment varies based on income and the age of the child. Maximum annual amounts are $7,787 for children under 6 and $6,570 for children aged 6–17.

What is the income threshold for the maximum benefit?

Families with a net income below $36,502 typically qualify for the maximum benefit.

How can I calculate my CCB payment?

Use the CRA’s online Canada Child Benefit Calculator to estimate your payment.

Gagandeep Kaur Sekhon

Gagandeep Kaur Sekhon moved to Canada in 2010 on a study visa. She navigated through the ups and downs of her student life and gained her permanent residency in 2015. Today, she is a proud Canadian citizen residing in Calgary, Alberta. She is mother of 2 beautiful daughters and making her difference through writing and guidance at INC – Immigration News Canada.