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Canada has made a significant change to the Super Visa program, making it easier for families to reunite. As of January 28, 2025, Immigration, Refugees and Citizenship Canada (IRCC) now allows Super Visa applicants to purchase health insurance from authorized foreign providers. This update provides greater flexibility for parents and grandparents of Canadian citizens and permanent residents who want to visit their loved ones for an extended period.

Previously, Super Visa holders could only secure health insurance from Canadian providers. With this new change, applicants can now choose coverage from international insurance companies that meet Canada’s standards.

What is a Super Visa?

The Super Visa is a multiple-entry visa that allows parents and grandparents of Canadian citizens and permanent residents to stay in Canada for up to five years per visit. It also provides the option to extend the stay while in Canada, making it a preferred choice for family reunification.

To qualify for a Super Visa, applicants must meet certain eligibility criteria, including proof of private health insurance coverage. Since Super Visa holders are not covered under Canada’s public healthcare system, having valid private insurance is a mandatory requirement.

Key Changes to Super Visa Health Insurance Requirements

1. Health Insurance Can Now Be Purchased from Foreign Providers

Previously, Super Visa applicants were required to obtain health insurance from Canadian providers only. Under the new policy, they can now purchase a policy from approved international insurers, as long as the provider is authorized by Canada’s Office of the Superintendent of Financial Institutions (OSFI).

2. Insurance Providers Must Meet Specific Standards

Not all foreign insurance providers are eligible. To be considered valid, a health insurance policy from a non-Canadian company must:

• Be issued by a foreign insurer authorized by OSFI to provide accident and sickness coverage.
• Appear on OSFI’s list of federally regulated financial institutions.
• Be issued under the company’s insurance business in Canada.

Applicants can verify an insurer’s eligibility by checking the OSFI website.

Why is This Change Important?

This update brings several benefits for families applying for a Super Visa:

• More Affordable Insurance Options– International providers may offer competitive pricing, reducing the financial burden on applicants.
• Greater Flexibility– Families can now choose from a broader range of insurance providers that meet Canadian standards.
• Easier Family Reunification– By making health insurance more accessible, more families can take advantage of the Super Visa program.

Important Health Insurance Guidelines for Super Visa Holders

Even with this new flexibility, Super Visa holders must maintain valid health insurance throughout their stay in Canada. Here are some key points to remember:

• Health insurance must be valid for the entire duration of stay in Canada.
• If the policy expires before leaving Canada, it must be renewed to maintain valid status.
• Insurance must provide coverage for medical care, hospitalization, and repatriation.

Super Visa – A Pathway for Stronger Family Bonds

Canada continues to strengthen its family reunification programs, ensuring that parents and grandparents have easier access to visit their loved ones. By expanding health insurance options, the Super Visa program becomes more accessible, allowing more families to stay connected while ensuring visitors receive proper healthcare coverage.

If you’re considering applying for a Super Visa, ImmigCanada is here to guide you through the process. Contact us today for expert assistance and ensure a smooth application experience!

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