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The Ontario Trillium Benefit payment will be distributed on October 10.

October 4, 2025
9:41 pm

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Last Updated On 4 October 2025, 9:36 AM EDT (Toronto Time)

If you’re an Ontario resident relying on the Ontario Trillium Benefit (OTB), here’s some good news: the next OTB deposit is scheduled for October 10, 2025.

This monthly payment remains a vital support for many low- and moderate-income households across the province, helping offset energy bills, property taxes, and sales tax burdens.

In July 2025, the government increased several OTB components to help residents manage the ongoing rise in living costs.

Eligible residents of Ontario can now receive up to $2,100 annually in OTB payments depending on their income, situation, and family size.

Below is everything you need to know about the latest increases, eligibility, payment schedule, and how to ensure you receive your full entitlement.

The Ontario Trillium Benefit is a non-taxable monthly payment that combines three provincial tax credits into one convenient deposit:

Ontario Energy and Property Tax Credit (OEPTC)
Northern Ontario Energy Credit (NOEC)
Ontario Sales Tax Credit (OSTC)

Instead of receiving three separate credits, eligible Ontarians get one combined payment issued by the Canada Revenue Agency (CRA).

Your payment is calculated based on your previous year’s income tax return (for the 2025–2026 benefit year, it’s based on your 2024 tax return).

The next Ontario Trillium Benefit payment will be issued on Friday, October 10, 2025.

Here’s the schedule for the remaining OTB payments this year:

October 10, 2025
November 10, 2025
December 10, 2025
January 9, 2026
February 10, 2026
March 10, 2026
April 10, 2026
May 8, 2026
June 10, 2026

If your total OTB entitlement is $360 or less, you would have already received a lump-sum payment in July 2025.

If it’s more than $360, you’ll continue receiving monthly payments until June 2026.

To avoid payment delays, ensure your address, marital status, and direct deposit information are up to date with the CRA.

In July 2025, the Ontario government increased all three OTB components to help residents better cope with inflation and rising housing and energy costs.

Here are the new maximum amounts:

Northern Ontario Energy Credit (NOEC)

Up to $185 for single individuals
Up to $285 for families
This credit helps Northern Ontario residents cover home energy costs like electricity and heating.

Ontario Energy and Property Tax Credit (OEPTC)

Up to $1,283 if you are between 18 and 64 years old
Up to $1,461 if you are 65 or older
Up to $285 if you live on a reserve or in a public long-term care home
Up to $25 if you lived in a college, university, or private school residence during 2024

Ontario Sales Tax Credit (OSTC)

You can receive up to $371 for yourself.
You may receive an additional $371 for your spouse or common-law partner, and for each dependent child under 19 years old.

These increases ensure more Ontarians qualify for larger total benefit amounts starting from July 2025.

To qualify for the 2025–2026 Ontario Trillium Benefit, you must:

Be a resident of Ontario on December 31, 2024
Have filed your 2024 income tax return
Have a valid Social Insurance Number (SIN)
Have paid rent, property tax, or energy costs in Ontario

You must also meet the eligibility requirements for at least one of the three credits that make up the OTB:

1. Ontario Sales Tax Credit (OSTC)

You qualify if you:

Are 19 years or older, or
Have a spouse, common-law partner, or child.

2. Ontario Energy and Property Tax Credit (OEPTC)

You qualify if you:

Were a resident of Ontario on December 31, 2024, and
Paid property tax, rent, or energy costs, or
Lived in a long-term care home or on a reserve.

3. Northern Ontario Energy Credit (NOEC)

You qualify if you:

Live in Northern Ontario, and
Are 18 years or older, or have a spouse or child, and
Paid energy costs or property taxes.

If you qualify for even one of these credits, you’re eligible to receive the Ontario Trillium Benefit.

Your payment amount depends on your income, family size, age, and living situation.

Below are the maximum annual amounts for each credit in 2025:

1. Northern Ontario Energy Credit (NOEC)

Single individuals: Up to $185
Families: Up to $285

2. Ontario Energy and Property Tax Credit (OEPTC)

Individuals aged 18-64: Up to $1,283
Seniors aged 65 and above: Up to $1,461
Residents of reserves or long-term care facilities: Up to $285
Students in post-secondary school residences: Up to $25

3. Ontario Sales Tax Credit (OSTC)

Per adult or child in the household: Up to $371

Example Calculation

A single person living in Northern Ontario who qualifies for all three credits could receive:

$185 (NOEC)
$1,283 (OEPTC)
$371 (OSTC)

Total: $1,839 annually

For families or couples with children, the combined total can exceed $2,100 per year, depending on income and eligibility.

If your total entitlement is more than $360, you can choose between:

Monthly payments from July 2025 to June 2026, or
A single lump-sum payment in June 2026.

If your entitlement is $360 or less, you’ll automatically receive a one-time payment in July 2025.

Both options total the same amount—it just depends on whether you prefer steady monthly support or one larger payment at the end of the benefit year.

You don’t need a separate application. The OTB is automatically calculated when you file your taxes. Follow these steps:

Always File your income tax return on time.
Complete Form ON-BEN (Ontario Benefits Application) in your tax package.
Include all relevant details—rent, property tax, and energy costs.
Use direct deposit for faster payments.
Keep your information updated with the CRA, including your marital status, address, and banking details.

If you forgot to include Form ON-BEN, you can request a T1 Adjustment through the CRA my account to have your return updated.

Report every eligible cost (rent, energy, and property tax).
File early each year to avoid missing the first payments.
Double-check for student or long-term care credits.
Choose direct deposit to get your money faster.
Keep your marital and address details updated—incorrect info can delay payments.
Review your income thresholds—slight income changes can affect your benefit amount.

The October 10 payment arrives as Ontarians continue to face high housing and energy costs.

With the July 2025 increases, OTB payments are now at their highest levels ever, offering meaningful financial relief.

As colder months approach, this payment provides timely support to help with heating bills, rent, and everyday expenses — particularly for seniors, students, and low-income families.

If you haven’t already, make sure your tax return is up to date so you don’t miss this crucial October payment.

The next Ontario Trillium Benefit payment will be deposited on October 10, 2025. With the new 2025 increases, more Ontarians than ever are seeing higher benefit amounts.

Always file your taxes, keep your details current, and enjoy the extra financial support this fall.

Who gets the Trillium Benefit in Ontario?

The Ontario Trillium Benefit is given to low- and moderate-income residents of Ontario who qualify for at least one of the following: the Ontario Energy and Property Tax Credit, the Northern Ontario Energy Credit, or the Ontario Sales Tax Credit. Eligibility is based on your income, age, family situation, and whether you paid rent, property tax, or energy costs in the previous year.

When to expect the Ontario Trillium Benefit?

Ontario Trillium Benefit payments are issued on the 10th of every month from July to June of the following year. If your total entitlement is $360 or less, you receive a lump-sum payment in July. The next OTB payment will be deposited on October 10, 2025.

What is the salary cap for the Trillium Benefit in Ontario?

The Trillium Benefit does not have a single fixed salary cap. Instead, eligibility phases out once your adjusted family net income exceeds certain thresholds. For example, the Northern Ontario Energy Credit starts to reduce when single incomes are above about $49,885. Families with higher incomes may see their benefit amounts reduced or eliminated altogether.

Who is eligible for the $2,200 payment?

The reference to a $2,200 payment comes from the combined maximum of all three credits that make up the Ontario Trillium Benefit. A family with children, living in Northern Ontario, and meeting income requirements could receive more than $2,200 annually if they qualify for the maximum amounts of the Ontario Energy and Property Tax Credit, Northern Ontario Energy Credit, and Ontario Sales Tax Credit.

What is the Ontario Trillium Benefit phone number?

For questions about the Ontario Trillium Benefit, you can contact the Canada Revenue Agency (CRA) at 1-800-959-8281. This number connects you with CRA’s individual tax inquiries line, where agents can provide details about eligibility, payment schedules, and your account.

Does everyone get the Ontario Trillium Benefit?

No, not everyone in Ontario receives the Trillium Benefit. It is designed for low- and moderate-income individuals and families. You must qualify for at least one of the three credits that make up the OTB, and eligibility is based on your income tax return and personal circumstances.

What is the maximum income to qualify for Ontario Trillium Benefit?

There is no single maximum income cutoff for the Ontario Trillium Benefit, but benefits phase out once income exceeds certain thresholds. For example:
Singles start losing the Northern Ontario Energy Credit above about $49,885.
Families have higher thresholds before phase-outs apply.
If your income is too high, you may not qualify for OTB or your payment may be reduced.